Top ten poor man habits

1. Getting comfortable being in debt

2. Not paying yourself first

3. Not having a backup fund

4. Not clearly knowing your income or expenses

5. Paying too much tax

6. Having expensive past times or hobbies

7. Not investing when you should

8. Keeping the "dripping tap" on

9. Not caring about finances

10. Believing money (or people who have it) is evil

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